More than 50% of all Arkansas residents who have health insurance report that the premiums for their insurance pose a financial burden each month, and a full 17% of all Arkansas residents are without any form of health insurance at all.
Almost every day another business announces that it will no longer offer health insurance coverage or that it is requiring its employees to pay a huge portion of the monthly premiums themselves.
Clearly anyone who is not covered by a group health plan needs to get cheap health insurance online here in Arkansas – but before you just blindly start checking out health insurance websites it may pay you to take a moment and see what you can do to help lower the cost of your health insurance even further.
First of all, if you are a resident of Arkansas and you have been denied health insurance because of a pre-existing condition or if you have been quoted an outrageous price for health insurance because of a pre-existing condition, then you may qualify for a state-sponsored program known a CHIP – the Comprehensive Health Insurance Pool.
Becoming part of this program has nothing to do with your income level, so if you believe you have been turned down for health insurance because of a pre-existing condition, or if you can’t find affordable health insurance because of such a condition, it would pay you to take a few minutes and check out their website: https://www.cbdward.com/
If you don’t qualify for Arkansas’ CHIP program there are still several things you can do to help drive down the cost of your health insurance.
Let’s start with tobacco. If you smoke or use any tobacco products you are intentionally shortening your life and creating additional health problems for yourself, so you can expect to pay more for your health insurance. The answer: stop smoking and stop using any other tobacco products.